There are many different reasons why someone might want to take out a payday loan. If you are thinking that you are in a financial position where you would benefit from a short-term boost to your finances you might have been scared off in the past from the horror stories of high interest payday loans that took years to pay off and left people in crippling debt. This is no longer the case, through strict government and industry regulatory changes, and a brand new collection of responsible and rep...