The need for working capital arises on daily basis in small enterprises. It may not be possible to arrange funds out of operational cash on day to day basis. Thus, the need for SME working capital loan arises. It may be difficult for you to choose the right company for your working capital loan requirement due to the availability of competition in the market.
You must consider various factors such as experience of the company in the related field, creativity, innovation and interests of the personnel employed there and the rate of interest at which the loan is offered by the company.